The Rental Yield Calculator turns a property price and its rent into the two numbers that matter: gross yield (rent ÷ price) and net yield (rent minus expenses ÷ price). Add your annual operating costs to see real, expense-adjusted return and the expense ratio dragging it down.
Rental Yield Calculator
Compute gross and net rental yield from property price, monthly rent and annual operating expenses. See annual net income and expense ratio to judge a rental investment.
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About Rental Yield Calculator
Features
- Gross yield: Headline rent-to-price ratio.
- Net yield: After operating expenses.
- Net income: Annual cash left after costs.
- Expense ratio: Costs as a share of rent.
- Export: CSV, JSON or plain text.
How to Use
- Price & rent: Property value and monthly rent.
- Expenses: Annual operating costs (tax, insurance, maintenance, management, vacancy).
- Read: Gross and net yield plus annual net income.
- Export.
Examples
Example 1 — Strong yield. $250k price, $2,000/mo rent, $4k expenses: net yield ~ 5.6%.
Example 2 — Weak yield. Same rent at $400k price drops net yield under 4%.
Example 3 — High costs. Management + maintenance cut net yield sharply.
Example 4 — Vacancy. Modeling 8% vacancy lowers effective rent.
Example 5 — Expense ratio. 35% of rent going to costs is a warning sign.
Benefits
- Honest return: Net yield beats the headline gross.
- Spot leaks: Expense ratio shows where cash disappears.
- Compare deals: Standardize yield across properties.
- Private: No account, no upload, nothing stored.
Frequently Asked Questions
What is gross yield?
Annual rent divided by property price. It ignores expenses, so it overstates return.
What is net yield?
Annual rent minus operating expenses, divided by price. This is the yield that matters.
Which expenses count?
Taxes, insurance, maintenance, property management, vacancy allowance and utilities you cover.
Why include vacancy?
Even a great tenant gap costs money; modeling a vacancy rate keeps the net yield honest.
Is appreciation included?
No — yield is income-based. Use the appreciation / ROI tool for price growth.
What is a good net yield?
It varies by market; many investors look for net yields in the mid-single digits or better.
Is my data stored?
No. All calculation runs in your browser; nothing is uploaded, saved or logged.