Before a fault exists, you must already know what it will look like. Every breaker and fuse in the panel is specified against that number - the short-circuit current that will arrive the moment something lets go.
Short-Circuit Current Calculator estimates the prospective fault current from the source (a transformer or the utility) and tracks how a feeder reduces it at the load point.
It is a study aid. Real fault studies account for motors, cables, and the exact impedance data from the network operator.