Bill of Exchange Template Generator

The Bill of Exchange Template Generator drafts a trade draft (bill of exchange) used in documentary collections and usance letters of credit. Enter the drawer, drawee, payee, amount and tenor, and the tool automatically works out the maturity date and writes the amount in words using the standard drawn-in-a-set wording banks expect.

Use it to prepare a clean draft for review by your bank or trade-finance team before the instrument is issued or presented under a collection.

• Sight and usance tenors: At sight, X days after sight, X days after date, or a fixed maturity date.
• Automatic maturity calculation: The due date is computed from the draft date or presentation date plus the tenor.
• Amount in words: Numeric amounts are converted to the words wording banks require, with cents/sub-units spelled out.
• Standard set-of-two wording: Uses the conventional First/Second Bill of Exchange language.
• Acceptance block: Space for the drawee’s acceptance signature and date, plus endorsement lines.
• Print-ready draft: Clean, bank-style layout for review and printing.

1. Enter the draft number, place and date of issue, and currency.
2. Choose the tenor (sight, days after sight, days after date, or fixed date) — the maturity date is calculated automatically.
3. Enter the amount; the amount-in-words is generated for you.
4. Add drawer, drawee, payee, place of payment and the underlying invoice/shipping reference.
5. Generate the draft, review it with your bank, and print or export.

Example: An exporter draws a draft for USD 18,500 at 60 days after sight, dated 3 March. Once the importer’s bank stamps the presentation date, the tool adds 60 days to compute the maturity date and writes out "Eighteen Thousand Five Hundred and 00/100 US Dollars" automatically.

• Avoid maturity-date and amount-in-words errors that cause bank discrepancies.
• Present a clean, bank-ready draft the first time.
• Keep sensitive draft data local to your browser.