A panel is a promise of capacity. Too many circuits, or bursts of simultaneous draw, push it past its rating and the main breaker starts deciding when you work. The fix is to know the demand before the trip.
Panel Load Calculator totals connected load by category, applies demand factors, converts to kVA and compares with the panel or service rating — flagging overloads and showing how much headroom remains.
Everything runs in the browser; nothing is uploaded.