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Panel Load Calculator (Service Panel Capacity)

Calculate the connected and estimated demand load of an electrical panel, compare it with the panel or service rating and identify potential overload before upgrade decisions.

Loads by category
Panel / Service rating
Panel Use
demand kW
utilisation
Verdict

About Panel Load Calculator (Service Panel Capacity)

A panel is a promise of capacity. Too many circuits, or bursts of simultaneous draw, push it past its rating and the main breaker starts deciding when you work. The fix is to know the demand before the trip.

Panel Load Calculator totals connected load by category, applies demand factors, converts to kVA and compares with the panel or service rating — flagging overloads and showing how much headroom remains.

Everything runs in the browser; nothing is uploaded.

Features

  • Category inputs: Lighting, sockets, appliances, HVAC, motors, other.
  • Demand factors: Typical values pre-filled, all editable.
  • Panel rating: Enter amperage and voltage or kVA directly.
  • Connected vs demand: Both totals shown separately.
  • Continuous share: 125% note for continuous circuits.
  • Overload verdict: Utilisation and a clear recommendation.
  • Export: Copy or download the schedule as text, CSV or JSON.

How to Use

  1. Enter each category load in kW.
  2. Adjust the demand factor where usage differs from the default.
  3. Enter the panel rating — amps and voltage.
  4. Read the connected and demand totals side by side.
  5. Judge the utilisation against the 80% and 100% guides.
  6. Export the panel schedule if needed.

Examples

Example 1 — Commercial board. 20 kW lighting at 0.5, 15 kW sockets at 0.4, 30 kW HVAC at 1.0: demand about 46 kW, needs a panel at or above about 55 kVA.

Example 2 — Overload. 144 kVA rated panel showing 160 kVA demand — the main breaker will trip under load.

Example 3 — Headroom. A 23 kVA single-phase panel at 14 kVA demand has room for about two more 4 kW circuits.

Example 4 — Continuous. 30 kW of continuous heating counts as 37.5 kW for feeder and case sizing.

Benefits

  • See the real load: Demand, not the nameplate fantasy.
  • Capacity check: Utilisation against the actual panel rating.
  • Editable factors: Tune to the building habit, not a fixed rule.
  • Schedule ready: The export is a workable panel note.
  • Free and private: No uploads, no accounts, no logging.

Frequently Asked Questions

What is connected load vs demand load?
Connected load is the sum of every circuit rating in the panel. Demand load applies a demand factor because circuits do not pull full load together. Demand is the number that decides whether the panel truly fits.
How do I estimate a panel rating in kVA?
For three-phase: kVA = voltage x current x sqrt(3) / 1000. A 200 A three-phase 415 V panel is about 144 kVA; a 100 A single-phase 230 V panel about 23 kVA.
What is a healthy utilisation factor?
Demand load should sit below 80% of the panel rating so the panel can absorb day-to-day variation and future circuits. Above 100% it is a genuine overload.
How do the demand factors work?
Categories carry typical factors - lighting 0.4-1.0, sockets 0.1-0.5, continuous HVAC 1.0, motors 0.75-1.0. You override each to match the real usage before the total is judged.
Should continuous loads get 125%?
For the feeder and overcurrent sizing, continuous loads count at 125%. The calculator notes the continuous share; applying 125% to those circuits is a standard way to be conservative.
Can I use this for a single dwelling?
Yes, but dwelling sizing has its own statutory method (appliance quantities, floorspace, climatisation) that replaces generic demand factors. Treat results as indicative for houses.
Is my data stored?
No. Everything runs in your browser; nothing is uploaded, saved or logged.