Property Appreciation / ROI Calculator

The Property Appreciation / ROI Calculator projects a property’s future value from an appreciation rate and holding period, then computes total cash invested and the resulting ROI — including purchase closing costs, improvements and selling costs. It is the clean way to estimate the return on a property play driven by price growth.

• Future value: Value after N years of appreciation.
• Total invested: Down, closing, improvements.
• Net profit & ROI: After selling costs.
• Annualized: Per-year equivalent return.
• Export: CSV, JSON or plain text.

1. Purchase: Price, down payment, closing costs, improvements.
2. Hold: Years and appreciation rate.
3. Sale: Selling cost percent.
4. Read: Future value, profit, ROI.
5. Export.

Example 1 — Steady 3%. $400k, 20% down, 10 years at 3%: value ~$538k.

Example 2 — With improvements. $30k remodel added to invested base, lowers ROI if value doesn’t rise enough.

Example 3 — 6% run. Strong growth lifts ROI sharply.

Example 4 — High selling cost. 7% selling cost trims net profit.

Example 5 — Short hold. 2 years at 4% with costs can barely break even.

• True ROI: Costs included, not just price gain.
• Plan exits: See profit at different horizons.
• Annualized view: Compare to other investments.
• Private: No account, no upload, nothing stored.