Insurance Certificate Template

The Insurance Certificate Template drafts a marine cargo insurance certificate for international shipments. Enter the CIF value, and the tool automatically calculates the insured value (commonly 110% of CIF), lets you choose the Institute Cargo Clause level, and lays out voyage, vessel, and claims-payable details in a standard certificate format.

Use the printable draft as a reference for what to request from your insurer or broker; the binding certificate is issued by the insurer under their policy.

• Automatic insured value: Calculated from CIF value and an adjustable markup percentage (default 110%).
• ICC clause selection: Choose Institute Cargo Clauses A, B, or C coverage level.
• Voyage details: Vessel/conveyance, port of loading and discharge, transhipment notes.
• Warehouse-to-warehouse option: Toggle extended transit cover wording.
• Claims-payable field: Record where and in what currency claims are settled.
• Printable certificate layout: Clean, insurer-style document for review.

1. Enter the certificate number, assured party, and invoice/CIF value.
2. Confirm or adjust the insured-value markup percentage — the insured value is calculated automatically.
3. Choose the ICC clause level and add voyage and vessel details.
4. Set the claims-payable location and any deductible.
5. Generate, review, and print or export the draft certificate.

Example: A shipment with a CIF value of USD 40,000 insured at the standard 110% markup produces an insured value of USD 44,000 under Institute Cargo Clause A, warehouse-to-warehouse, claims payable at destination.

• Avoid under-insuring by applying the standard CIF+10% convention automatically.
• Give your insurer a clear, complete brief.
• Keep shipment and value data private to your browser.