Real Estate Commission Calculator

Commission is the largest line item a seller pays at closing, yet it is often quoted as a single percentage without showing where the money goes. Behind that number sits a split between listing and buyer agents, a brokerage cut, possible referral fees and flat transaction fees — and only then the agent take-home that actually motivates the work.

Real Estate Commission Calculator breaks the total into every layer: listing and buyer side gross, graduated brackets for the listing, agent-versus-broker split, referral and transaction fees, and the net proceeds left to the seller. Adjust any rate and the whole breakdown updates live.

Underneath the inputs is the context that makes the figure negotiable and understandable — how splits and graduated rates work, why the brokerage cut exists, what net proceeds really mean — plus guidance for listing appointments. Everything runs in your browser; nothing is uploaded.

• Full breakdowns: Listing and buyer agent gross from separate percentage rates, plus the total commission.
• Graduated commission: Optional tiered listing rate — one rate up to a threshold, a lower rate above it.
• Brokerage split: Agent keep percentage shows agent take-home versus brokerage cut per side.
• Referral & transaction fees: Deduct a referral percentage and a flat per-side fee before the split.
• Net seller proceeds: Sale price minus total commission and seller-paid closing costs.
• Live updates: Change any rate and every figure recomputes instantly.
• Export: CSV, JSON or plain text of the full breakdown.

1. Enter sale price. The property's expected or contracted price.
2. Set commission rates. Listing and buyer percentages (often equal, but not always).
3. Optionally enable graduated. Add a threshold and two rates for a tiered listing commission.
4. Set the split. Agent keep percentage and any referral fee and transaction fee per side.
5. Add seller closing costs. For the net proceeds figure.
6. Read the breakdown. Total commission, each agent net, brokerage cut and net to seller appear live.
7. Export. CSV, JSON or plain text for the listing file.

Example 1 — Standard 6%. $500k at 3% listing / 3% buyer: $30k total, $15k per side. At a 70/30 split the listing agent nets $10,500 before fees.

Example 2 — Graduated listing. 5% to $500k, 4% above on a $700k sale: listing side is $25k + $8k = $33k, rewarding the higher price.

Example 3 — Referral and fee. A 25% referral and $300 transaction fee on a $15k side leaves the agent far less than the gross suggests — the tool shows the real number.

Example 4 — Negotiated total. Drop the total from 6% to 5% on a $1M home and the seller saves $10k; the breakdown updates to show the impact.

Example 5 — Net proceeds. Add $8k seller closing costs to see the true cash left before mortgage payoff.

• See every layer: From total commission down to agent take-home and broker cut.
• Model graduated deals: Tiered rates are handled, not hidden.
• Negotiate with facts: Test rate changes before signing a listing.
• Know net proceeds: The seller number is explicit and separate from loan payoff.
• Export the file: CSV, JSON or plain text in one click.
• Free and private: No account, no watermark, nothing uploaded.